A-EnrichGold - Realise Your Savings Goals

A-EnrichGold - Realise Your Savings Goals

A-EnrichGold is a hybrid plan which consists of non-participating and investment-portion that provides you with guaranteed cash elements, such as increasing guaranteed cash payment and guaranteed maturity value. 

It also offers the potential upside investment gains and the flexibility in managing your savings.

On top of that, it also provides coverage on Death & Total Permanent Disability (TPD) and double insurance coverage on accidental death & TPD. 

What A-EnrichGold can give you

• Short Premium Payment Term
• Just 10 years of premium payments allows you to enjoy benefits of up to 25 years.

• Guaranteed  Maturity Value
• When your plan reaches maturity, you get a guaranteed lump sum of 120% of your basic sum assured.

• Potential Growth on Funds Invested
• You can enjoy potentially investment gains via the AIA Investment Funds.
• For every premium amount paid, 30% of premium (excluding loading, if any) will be allocated into A-Plus Enhancer.  This amount will be used to purchase units in the chosen fund at *95% allocation rate.
• Up to 4 AIA Investment Funds of varying risk profiles are available for you to choose from.

• Guaranteed and Increasing Cash Payments
• You are guaranteed as cash payment starting from the end of 2nd policy year, and it increases from the 11th policy year on wards until maturity.
• The increasing Guaranteed Cash Payments (GCP) are as follow:

How A-EnrichGold works

*The unallocated premium of 5% is used to meet the Company expenses and direct distribution cost, including the commission payable of the life planner.

T&C Apply