A-Medik - AIA Public Takaful Medical Card
019 260 9620
"Life insurance is like a parachute: If you don't have it when you need it, it's too late." - John W. French Sr
Thursday, August 22, 2013
Wednesday, August 21, 2013
Tuesday, August 20, 2013
AIA FIXED Rate Home Loan
Package 1
4.99% p.a
Non Zero Moving Cost Package
Package 2
5.39% p.a
Zero Moving Cost Package
Package 3
4.39% p.a ( 2 years )
5.15% p.a ( Thereafter )
Terms & Condition Apply
Margin of Finance
Up to 90%
*MOF is based on Open Market Value @ purchase price whichever is lower for new purchase
*OMV shall be based on the valuation report prepared by AIA panel valuers.
Loan Tenure
Up to 35 years or age 70 whichever is earlier
Minimum Loan
RM 100,000
Who can apply?
- Individual Malaysian Citizans or permanent residents
- For Self Employed - The business established for at least 3 years and operating profitability for the past 3 years
- Foreigners residing and employed in Malaysia for a period of time with valid working permit or are with Malaysian spouses or relatives
- Singaporeans & Bruneian Nationals
Properties Financed
Completed Residential Properties
- With Permanent Certificate of Completion & Compliance (CCC)
- Landed - Klang Valley, Penang/Seberang Prai, Sg. Petani, Seremban, Johor Bahru, Ipoh, Kuantan, Melaka Town, Kota Kinabalu & Kuching Only
- Non Landed (ie. apartments/condominiums & townhouses) - Penang Island, major towns for outstation & Klang Valley.
- Note: For leasehold land, the unexpired land lease must exceed 20 years upon majority of the loan
- (for Penisular Malaysia & Kota Kinabalu only)
- Excluding residential properties located at landslip/flood prone area/ Oxidation pond/power station, T-junction and native land, Bumi Lot
- Under Construction properties - available within AIA's approved list of panel of developers and projects.
Other Terms & Conditions
- Life policy and or/Mortgage Reducing Term Assurance (MRTA) are required
- A houseowner insurance policy on the property to be charged is required
- For landed properties, a certified copy of the master policy with AIA Bhd endorsed as a mortgagee/chargee must be forwarded to AIA on a yearly basis
- Zero moving cost refer to legal fees, stamp duty, disbursement and valuation for the loan agreement only.
**Interest rate offered will depend on the current packages offered and will vary from time to time. AIA may from time to time impose additional terms or vary the terms at its discretion.
nurul@klzarinagroup.com.my
019 260 9620
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