Thursday, February 27, 2014

AIA Medical Network Directory





Pemegang-pemegang Medical Card AIA/AIA Public Takaful boleh mendapatkan maklumat berkaitan PANEL Hospital berdekatan kawasan kediaman melalui aplikasi 
MEDICAL NETWORK DIRECTORY.

Aplikasi ini boleh di muat turun dari App Store.










  MUDAH KAN?





Wednesday, February 26, 2014

Hanya 41%...




KUALA LUMPUR: “Setakat ini hanya 41 peratus rakyat di negara ini memiliki insurans hayat. Ini menunjukkan tahap kesedaran mereka mengenai pentingnya insurans masih kurang,” kata Presiden Persatuan Insurans Hayat Malaysia (PIHM), Md Adnan Md Zin (gambar), yang melahirkan rasa kebimbangan terhadap kurangnya kesedaran rakyat Malaysia untuk membeli insurans hayat.

Katanya, daripada 28 juta rakyat negara ini, hanya 11 juta daripada mereka memiliki insurans hayat.

Daripada 11 juta kita mendapati 30 peratus atau hanya 3.3 juta pembeli adalah orang Melayu. Ini juga bermaksud bahawa kesedaran orang Melayu untuk membeli insurans hayat berada di tahap yang membimbangkan,” katanya ketika hadir ke pejabat The New Straits Times Press (M) Berhad (NSTP), di sini, bagi mengadakan hubungan kerjasama mengenai kepentingan insurans, semalam.

Difahamkan, PIHM akan menyumbangkan artikel mengenai kepentingan insurans kepada akhbar Harian Metro, Berita Harian dan New Straits Times (NST) seminggu sekali selama 15 minggu bagi memberikan kesedaran kepada pembaca mengenai keperluan insurans.


Source: myMetro 26 March 2011
http://www.hmetro.com.my/articles/Hanya41peratusmilikiinsuranshayat/Article/



Thursday, February 20, 2014

Household Income Needed To Own Houses

The Star Online
18 February 2014








KUALA LUMPUR: You must have an average household income of RM14,580 a month to afford a home in the Klang Valley, according to a recent study.

The study – spearheaded by Sime Darby Property Bhd in collaboration with the Faculty of Built Environment of Universiti Malaya – takes into account the current household spending trend, price of homes and mortgage rates.

It found that certain groups of buyers interested in strategic areas can have access to houses that are priced at 56 times their household income. 

The study also found that this same group can afford to spend up to 26% of their monthly household income to service a mortgage. 

It identified strategic areas in the Klang Valley that are considered not only accessible but have the potential to appreciate in value. They include Nilai, Denai Alam, Bukit Jelutong and Bukit Subang. 

A report of the study said that houses in selected areas in the Klang Valley remain accessible to homeowners who may be looking to invest in a second home.

The Housing-Income Index which was launched here yesterday by Urban Wellbeing, Housing and Local Government Minister Datuk Abdul Rahman Dahlan, who said the survey results would be useful for potential house buyers.

“The Index and its key findings had been reviewed by the ministry, and we find that the information is valuable as it can help policy makers and developers work hand-in-hand to build more houses that are not only accessible. but which can appreciate in value,” he said.
Abdul Rahman hoped that other property developers and the academia can carry out similar surveys in the country.

Based on the findings, Sime Darby said that 68% ofplanned housing schemes in the Klang Valley were in the accessible range.

“We intend to utilise the results to develop innovative, high quality products that are accessible and meet market needs,” said Sime darby Property managing director Datuk Seri Abd Wahab Maskan.




The Housing-Income Index was developed to gain a better understanding of home-owner profiles, specifically household incomes and spending patterns in relation to owning a home.

The study covered 1,529 respondents, of whom 1,183 were home owners at 12 locations: Bukit Jelutong, Denai Alam, Bukit Subang, Bandar Bukit Raja, Subang Jaya, USJ, Putra Heights, Ara Damansara, Mont Kiara, Melawati, Kajang and Nilai.